Aged Care in Australia, Finally Explained in Plain English.
Navigate complex accommodation fees, compare residential care options, understand the new Support at Home reforms, and safeguard the family home without government bureaucracy.
Explore Your Care & Financial Options
Clear, step-by-step guidance designed specifically for Australian families and caregivers.
Support at Home Program
Replacing Home Care Packages. Understand the 8 classification levels, quarterly budget allocations, and the 10% care management cap.
RAD, DAP & Fee Calculators
Calculate refundable accommodation deposits (RAD), daily payments (DAP), Means-Tested Care Fees, and 5-year estate impacts.
Protecting the Family Home
Do you have to sell the house? Learn how the 2-year Centrelink exemption and Protected Person rules safeguard your assets.
ACAT Assessment Guide
How to prepare, what assessors evaluate, hospital discharge fast-tracking, and the 42 questions they will ask.
Respite Care
Need temporary relief or emergency placement? Understand the 63-day government-subsidised allowance and weekly costs.
Local Facility Directory
Explore verified Australian residential care homes, star ratings, published room prices, and respite vacancies.
RAD vs DAP Accommodation Fee Calculator
Compare your daily accommodation payments (DAP), upfront refundable deposits (RAD), and estimated 5-year estate impact.
Daily DAP Cost: $0.00 / day
Refundable to Estate: 100% ($550,000)
Government Guarantee: 100% Backed
Upfront RAD Paid: $275,000
Monthly DAP Rental: $1,920
Annual DAP Total: $23,045
Upfront Lump Sum: $0 (Nil)
Monthly Rental Cost: $3,840
Refundable to Estate: $0 (Non-refundable)
5-Year Cumulative Outlay Projection
Based on the average Australian aged care length of stay (2.8 to 5 years), here is the cumulative cost projection:
Save or print this comparison sheet for family consultations and financial advisory meetings.
Led by Dr. Shahid Islam, MBBS
Every statutory calculation, clinical roadmap, and reform explanation on AgedCareExplained.com is verified against the Aged Care Act 2024, AIHW GEN registers, and Department of Health statutory benchmarks.